LISC National
What We Do

Kiva Microloans

Through our partnership with the online crowdfunding platform Kiva, we are increasing access to capital for entrepreneurs. Small business owners can apply for loans of up to $10,000, with zero fees and 0% interest. We place special emphasis on women- and minority-owned businesses in Greater Cincinnati and Northern Kentucky.

Expanding Access to Capital Based on Character, Not Credit

Rather than evaluating a borrower's credit-worthiness based on credit scores, collateral, and cash flow, Kiva loans are based on a borrower's character and trust network. Our network of Trustees -- local organizations that vouch for an entrepreneur's character and the viability of her business -- endorse borrowers, who can then begin fundraising on the Kiva website. Members of the entrepreneur's personal network, as well as individual lenders from around the world, lend as little as $25 towards the fundraising goal, and borrowers repay them within three years.

Kiva en Español

 

LISC Greater Cincinnati has helped to fund these entrepreneurs

Carrots From The Earth

A loan of $10,000 helped pay the weekly commercial kitchen fees to produce bakery products for a major grocery store chain.

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Chictore Boutique

A loan of $3,000 helped to provide working capital for my business and furnish event space.

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Own Lane

A loan of $2,000 helped me to step into a brick and mortar location in Cincinnati, Ohio, as well as purchase furniture and inventory.

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Sweets & Meats, LLC

A loan of $10,000 helped purchase commercial equipment and wrap my new food truck, boosting advertising, ensuring we are in compliance and helping to gain working capital for my business.

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