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Lending & Capital
What We Do
Houston LISC recognizes the need to create healthy places in local communities – quality schools, safe housing, local businesses, and places where community members can gather, learn, work and connect. Accessing capital for projects in marginalized communities can be difficult.
Houston LISC offers a wide range of loans and equity investments that help bring affordable housing, better schools, business and other commercial development to urban neighborhoods. Lending is an essential instrument in LISC’s community development toolkit. As one of the largest community development financial institutions (CDFI) in the nation, we work in partnership with local grassroots groups, for-profit developers and government agencies to finance programs and projects that will have a positive, long-term impact.
What We Offer
As a philanthropic lender, we seek to strike a balance between risk management and fulfilling community needs by taking on projects that mainstream financial institutions may not.
- We bring national and local investment resources to communities
- We provide flexible loan capital
- We invest early at the pre-development stage, allowing projects to get off the ground
- We bring expertise in specialized underwriting for complex projects such as schools, health care centers and affordable housing
- And we are willing to go to historically risky markets where more traditional lenders may not venture
Why Borrow from LISC?
Houston LISC offers a wide range of loans covering every phase of development, from acquisition to working capital and all the steps in between. We finance a wide variety of projects, from large affordable housing to small business loans. Learn more about our loan products.
To further support our capital investments and community development initiatives, LISC offers technical assistance and capacity building resources to local nonprofit organizations working in neighborhoods.
