LISC National
What We Do

Short Term Lending


LISC Jacksonville provides short-term financing for an array of activities carried out by community-based partners, including support for:

  • Rental housing
  • For-sale housing
  • Commercial projects
  • Community facilities
  • Bridge and construction financing

We also have the ability to leverage and credit-enhance the participation of a private lender in a project by acting as a subordinate lender and providing a loan guarantee.

Our loans, lines of credit, and recoverable grants are available to fill in gaps at the predevelopment, property acquisition, and, in some cases, construction stages of the project. While we use standard underwriting policies as guidelines, we also attempt to craft the terms and conditions of any funding to meet the needs of the particular project, its sponsor, and the community being served. We are committed to ensuring that our financing continues to add value to the work of our community partners, helping them build healthy communities where residents want to live, do business, work, and raise families.

LISC adjusts its interest rates on a semi-annual basis. For current loan rates and terms, please contact Program Officer Charles Shealy.