- Who We Are
- What We Do
- Our Impact
We provide financing from $10,000 to $5 million to small businesses across the country. Small businesses form the backbone of our neighborhoods, and their success means stronger local economies, more jobs, and a better standard of living for local residents.
We are a mission-oriented lender that strives to make the majority of our loans to minority-, women-, and veteran-owned businesses and businesses in low- and moderate-income neighborhoods. Many of our customers have been turned down for conventional financing and our loans often have more flexible credit requirements than a typical bank lender, including a lower debt service coverage ratio, fewer collateral requirements, and a lower minimum credit score.
If you own a for-profit business that needs financing, start your application through the LISC Small Business site.
If you're a bank, foundation, municipality, or other organization that would like to create a small business loan fund, we can help.