- Who We Are
- What We Do
- Our Impact
- Opportunity Zones
We provide financing to small businesses across the country. Small businesses form the backbone of our neighborhoods, and their success means stronger local economies, more jobs, and a better standard of living for local residents.
We are a mission-oriented lender that strives to make the majority of our loans to minority-, women-, and veteran-owned businesses and businesses in low- and moderate-income neighborhoods. Many of our customers have been turned down for conventional financing and our loans often have more flexible credit requirements than a typical bank lender, including a lower debt service coverage ratio, fewer collateral requirements, and a lower minimum credit score.
We manage small business loan funds for other lenders, investors, foundations, and anchor institutions that would like to support local small businesses and serve a greater community mission: growing women- and minority-owned businesses, creating living wage jobs, increasing supplier diversity, and more. Learn more about our Impact Lending program with Northeastern University in Boston and the Capital Access Fund of Greater Cleveland.
If you own a for-profit business that needs financing, start your application through the LISC Small Business site.
If you're a bank, foundation, municipality, or other organization that would like to create a small business loan fund, we can help.