LISC National
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Senior Credit Analyst

We are seeking a Senior Credit Analyst for New Markets Support Company (NMSC).  New Markets Support Company (NMSC) delivers creative fi­nancing solutions to expand economic opportunity and empower underserved communities across the country. We increase access to capital by tailoring our products and services to meet the needs of our clients and partners.

The Senior Credit Analyst is responsible for the due diligence and evaluation of Commercial and Industrial (C&I) and Commercial Real Estate (CRE) loan requests by reviewing and analyzing financial and industry data, borrower performance and management capabilities to assess credit worthiness and estimate degree of risk involved in extending credit.

Essential Duties:

  • Analyze and review financial statements (including audited/compiled/reviewed statements, corporate and/or personal tax returns, personal financial statements, credit bureau reports) on a portfolio of diversified loan types.

  • Prepare written credit memorandums that consist of a thorough and objective analysis of the following; financial condition and credit worthiness of prospective and current borrowers, lending risks, clearly identifying offsetting mitigants, prevailing industry and market conditions, management team, collateral, debt service and covenant compliance, deal loan structuring.

  • Provide/recommend credit risk ratings consistent with the organization’s credit guidelines and/or loan policy.

  • Work closely with Senior Credit Officer and lending staff in understanding complex credit needs.

  • Ensure satisfactory turnaround of loan requests.

  • Perform annual reviews of existing loan portfolio as needed.

Minimum Knowledge, Skills, and Abilitities Required:

The ideal candidate will have a bachelor’s degree or equivalent in accounting, finance, business administration, or economics. Advanced degree in business field helpful.  Minimum 3-5 years of experience in credit analysis and/or commercial underwriting.  General knowledge of SBA loan structuring, underwriting, documentation, and credit is a plus. Knowledge of New Markets Tax Credit transactions is a plus. Strong knowledge of Microsoft suite products (Word, Excel, etc.).  Formal credit training is a plus. Excellent oral and written presentation skills in addition to strong analytical and practical problem-solving with strong attention to detail. Experience with financial statement spreading software. Thorough understanding of risks (market, interest rate, industry, etc.) as it applies to the underwriting process.  Strong interpersonal skills with the ability to work well in a dynamic team environment.  Ability to work on multiple projects simultaneously, managing time and resources to ensure work is completed efficiently and within established timeframes.

We offer a competitive salary, along with a comprehensive benefits package.

Submit resume and cover letter with salary requirements via e-mail to Rosa Hall -