Our Model

Loans for Health

Health care facilities

  • Eligible Borrowers: Federally Qualified Health Centers, FQHC Look-Alikes, community health centers, special purpose entities or subsidiaries managed by centers.
  • Interest Rate: 6%
  • Product Term:
    • Bridge: 3 years
    • Working Capital: 2 years
    • Predevelopment: 2 years
    • Acquisition: 3 years
    • Construction: 3 years
    • Mini-Perm: 7 years
    • Permanent: 27 years
  • Loan Fees: Up to 1.5% of loan amount plus legal fees

Healthy food projects

  • Eligible Borrowers: Nonprofit and for-profit operators of healthy food businesses including retail food stores, farmers markets, food coops and other healthy food production or distribution activities. Nonprofit and for-profit development organizations providing space for healthy food operations. Priority to projects in LISC sites.
  • Interest Rate: 4.5% - 6%
  • Product Term:
    • Business Loans: 4-7 years
    • Predevelopment: 2 years
    • Construction: 3 years
    • Mini-Perm: 7 years
  • Loan Fees: Up to 1.5% of loan amount plus legal fees