LISC National
What We Do

Small Business Assistance

Small businesses sit at the heart of an energetic, local economy. They provide goods and services to residents, create jobs, nurture economic opportunity and innovation, and foster a sense of community. 

LISC helps small, for-profit businesses open or expand in hundreds of underserved neighborhoods and rural communities where we work through flexible loan options and technical support. We’re committed to empowering entrepreneurs who’ve been overlooked by traditional financing channels and supporting them as they turn their visions into reality.

We provide financing to small businesses through the SBA 504 and Community Advantage programs and Kiva's loan crowdfunding platform. We serve small businesses overlooked by traditional financing channels, with a special emphasis on serving businesses in low- to moderate-income communities, startup companies, and veteran-, woman-, and minority-owned businesses. We help entrepreneurs that put down roots in underserved neighborhoods, as well as to those looking to expand into these areas. 

Loans for Business

  • Small Business First Mortgage Loans (SBA 504): Funds may be used for real estate acquisition and capital improvements in which the borrower occupies at least 51% of the property. SBA 504 loans provide 90% of financing - LISC loan finances 50% of project costs and SBA Debenture finances 40% of project costs.
  • Small Business Community Advantage: Funds may be used for working capital, equipment, inventory, business acquisitions, tenant improvements, acquisition and start-up expenses. Lines of credit are not available.
  • Commercial/Industrial: LISC financing to help create thriving commercial and retail districts that provide much-needed goods and services to underserved communities.

LISC Small Business brings together financing options and free advisory services in a one-stop shop so that underserved entrepreneurs have easy access to the resources they need to grow.

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Kiva brings affordable loans to entrepreneurs that would otherwise not be able to borrow from traditional lenders.

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