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Ensuring that Western New York residents have access to programs and services that help families achieve true financial stability is a critical element for improving the quality of life for neighborhood residents. LISC helps residents achieve these goals through Financial Opportunity Centers (FOCs).
LISC Financial Opportunity Centers are service centers that focus on the financial bottom line for low-and moderate-income individuals. The goal of the FOC model is to empower people to change their financial behavior in a way that encourages them to make a long-term commitment to increase income, decrease expenses and acquire assets. FOCs provide families with services across three core areas:
The FOC model integrates these core services and provides them to clients in a bundled fashion. Services provided include access to credit reports, a series of financial literacy workshops, one-on-one budgeting and personal finance counseling, and career training and placement.