Financial Stability

LISC’s financial stability programs connect families living on a low- to moderate-income with mainstream financial and labor markets.

Financial Opportunity Center

LISC’s Financial Opportunity Centers® (FOCs) across the country provide career and financial coaching while also helping families build effective money management habits. FOCs are embedded in local community organizations that are trusted by the communities they serve. FOC providers are located conveniently where people live and known for their history of providing quality services.

FOCs offer employment and career services, financial education and coaching, in addition to low-cost financial products that enable participants to build credit, savings and assets. FOCs also connect clients with income supports such as food stamps, utilities assistance and affordable health insurance.  The cornerstone of the FOC model is providing support in an integrated way—rather than as stand-alone services—backed by a long-term commitment to helping clients reach their goals.

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INLIVIAN Destination Homeownership Program

LISC Charlotte is joining the Charlotte housing authority, INLIVIAN, to roll out a $625,000 program launched by the online financial services company Ally Financial. The effort is designed to support INLIVIAN’s Family Self-Sufficiency Program (FSSP) which aims to help low-and middle-income first-time homebuyers take critical steps toward owning their own home by reaching financial self-sufficiency and strengthening their credit and savings.