LOANS

Camino supports small businesses that are unlikely to be able to access loans elsewhere: business that are cash-heavy, without a credit history, or ITIN-only.

Black Cooperative Investment Fund (BCIF) is a a 501(c)3, community-based organization rooted in self-help economics that provides microloans to the Black community through pooled dollars and raises awareness about the importance of economic empowerment, equity, and wealth building for the Black community.

With a 27-year history in Southern California, Accessity has supported thousands of small business owners with access to loans from $300 to $100,000 and a business resource community. Accessity lends to start-up and growing businesses and offers the entire application experience in English and Spanish.

Loans from $20,000 to $250,000 for for-profit small businesses whose operations, revenue and staffing have been disrupted due to COVID-19.

Businesses impacted by COVID-19 that need funding for working capital and inventory and are fully or partially operational and in compliance with state and local COVID-19 regulatory requirements can apply.

Are you a minority business owner in CA? Apply for a Minority Small Business Loan up to $50,000!

Special features include: interest rate forgiveness, reduced interest rate with consistent monthly payments, and annual trainings.

TCM provides fast, affordable financing that fosters financial stability and builds community. They offer loans ranging from $5,000 to $50,000 with interst rates from 4% to 9%.

Interest free loans for individuals, small businesses, or your education and wellness needs.

You may be eligible if you live in LA County or Ventura County or are a Santa Barbara resident and you have an ITIN or social security number.

Does your small business need funds to increase inventory, expand or update your space, scale up for a new opportunity, purchase equipment, or make health and safety improvements for your customers and employees?

Pacific Community Ventures is a mission-driven lender that provides fair and affordable loans up to $200,000 to California small businesses.

PACE’s flexible business solutions allow you to do what you do best — run your business. Their customized loans offer fair and flexible terms and can be used for a wide-variety of business needs, including equipment purchases, working capital and acquisitions. PACE currently offers several types of business loan programs, linked below.

Loans ranging from $1,000 to $30,000 for working capital, equipment purchases, inventory, and past-due business expenses due to COVID-19 hardship. Low interest rates and no FICO requirements.

Small business loans from $5,000 to $100,000 with interest rates as low as 5.99% for businesses that have existed for at least 1 year and have at least $50,000 in annual sales.