Products & Services

Lending

What we do

Residents and community groups in underserved places know best what will make their neighborhoods thrive. More affordable housing, better schools, lively commercial districts, quality jobs, safer streets—these are things all residents want. The ideas and vision are there, but too often, what's missing is the capital to get these projects realized. That’s where LISC lending comes in.

Affordable housing, Dorchester, MA
Affordable housing, Dorchester, MA

Lending is an essential instrument in LISC’s community development toolkit. As one of the largest community development financial institutions (CDFI) in the nation, we work in partnership with local grassroots groups, for-profit developers and government agencies to finance programs and projects that will have a positive, long-term impact.

$554.6 million
outstanding loan portfolio
$3.8 billion
lent

*As of 12/31/2022

Why borrow from LISC?

  • We bring national and local investment resources to our network of offices whose staff know their communities well.
  • We are able to provide flexible loan capital in underserved places. 
  • We invest early.
  • We have the expertise in specialized underwriting for such complex projects as schools, health care centers and affordable housing.
  • And we are willing to go to historically risky markets where more traditional lenders may not venture.

What we offer

We want your projects to work. LISC offers a wide range of loans, from pre-development to permanent financing, and we finance a wide variety of projects, from large affordable housing to small business loans. Learn more about our loan products.

Where we work

LISC offers financing to organizations across the country. To see where we have invested, click here.

Borrowing from LISC Webinar

Are you a current borrower or thinking that you may need financing at some point in the future? This webinar shares everything you always wanted to know about borrowing from LISC.

Watch the Webinar

Project Profiles

Our loan portfolio is made up of a variety of projects from affordable housing to small business loans aimed at equipping LISC communities to become great places to live, work, visit, do business and raise families.

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LISC Recognized as an ImpactAssets 50 Emeritus Impact Manager

LISC has been named Emertius Impact Manager for the ImpactAssets 50 (IA 50), a who’s-who of fund managers dedicated to creating positive social and environmental impact. 

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LISC Impact Matrix

LISC’s Impact Matrix is the first step in using a data informed approach to refine how we incorporate impact into LISC’s loan process. The matrix leverages existing quantitative and qualitative data collected during the underwriting process. 

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In accordance with federal law, the Local Initiatives Support Corporation is prohibited from discriminating based on race, color, national origin, sex, age, or disability. If you believe you have been discriminated against, please submit a complaint via the online portal HERE. Once submitted, you will receive an email with your reference number. Your complaint will be immediately available for LISC staff to review.

You may also submit a complaint of discrimination, by mail to the U.S. Department of the Treasury, Office of Civil Rights and Equal Employment Opportunity, 1500 Pennsylvania Ave. N.W., Washington, D.C. 20220, (202) 622-1160 (phone), (202) 622-0367 (fax), or email crcomplaints@treasury.gov (email).