Resources

7.18.2017 -

LISC San Antonio AmeriCorps Host Site

San Antonio LISC invites local community development organizations to apply to become a Host Site for the 2017-2018 LISC AmeriCorps Program. Attached to this email is a formal Invitation Letter to participate in this initiative, including the application materials. It is important that you read this letter and all of the attached information for more details.

5.25.2017 -

Understanding the CRA

The Community Reinvestment Act (CRA) was enacted in 1977 to prevent redlining and encourage banks and savings institutions to meet the credit needs of all segments of their communities, including low- and moderate-income neighborhoods. Many larger banks fulfill their obligation by investing in organizations like LISC to reinvest and provide capital to projects in these neighborhoods. Here is a primer on what CRA is and how banks are evaluated by it.

3.01.2017 -

Place, People, Police

If police, community organizations, neighborhood residents, and businesses cooperate with one another to solve public safety problems, they can accomplish substantial and durable reductions in crime.This paper presents and analyzes three examples of successful, cooperative crime prevention efforts supported by LISC, finding as much as a 41 percent decline in crime incidents compared to what they would have been without the coordinated, multi-sector strategy.

2.22.2017 -

Loan Products for Credit-Building: An Impact Analysis of Twin Accounts

Low-income people often find that poor credit scores, or no scores at all, prevent them from obtaining affordable consumer credit. Beginning in 2010, LISC, with the input of many of its partners–created and piloted a credit building loan product called Twin Accounts. In this paper, LISC researchers compare the outcomes of Twin Accounts borrowers with other, statistically-matched, clients of LISC-supported Financial Opportunity Centers who did not open such accounts to find out whether their scores, in fact, improved.

11.07.2016 -

2017: Federal Policies that Fuel Local Impact

LISC has outlined a comprehensive set of policy proposals spanning 11 different federal agencies—all focused on helping families build a strong future, while supporting robust economic growth. This is work that cannot wait. It is critical to our national economy, as well as to the outlook for tens of millions of American families.